Gift
The local wording is Gift. The fact attached to it is Goal clarity. Money in labelled jars feels different — useful for goals, dangerous when it hides true opportunity cost.
Money in labelled jars feels different — useful for goals, dangerous when it hides true opportunity cost. Locally, Mental accounting is discussed through Gift: Goal clarity.
Goal clarity That is a local fact about Mental accounting, useful before the tool, not a booking and not a medical or market order.
Mark each measure High, Any or Low for what you want. The fit number moves with every mark, and your marks follow you to the next page in this app.
| Measure | Mental accounting | Multi-decade & legacy horizons | You want |
|---|---|---|---|
| Time sensitivity | |||
| Rate sensitivity | |||
| Contribution leverage | |||
| Behaviour risk | |||
| Tax & fee drag | |||
| Horizon fit |
Mark at least one measure to see a fit number.
Scores are the atlas’s 0–100 teaching marks. They are not a live exchange rate or investment advice.
Tick a point once you could explain it in your own words. Ticks stay on this device.
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The local wording is Gift. The fact attached to it is Goal clarity. Money in labelled jars feels different — useful for goals, dangerous when it hides true opportunity cost.
A neighbouring fact is Risk: Irrational silos. Names travel poorly; this pair is why the atlas keeps both.
The topic page carries the full entry. This check, number 4 of 4, only keeps the fact you would type into search.
These figures describe codes, history, or a teaching calculator. They are not a live exchange rate or investment advice. Trap: High-APR + cash.
These figures describe codes, history, or a teaching calculator. They are not a live exchange rate or investment advice.
Open the topic: Mental accounting · Open the tool
🔎 AI advice caveats: read “Risk” before you decide · 🛑 AI advice caveats: what “Gap” does not decide · 🛠 Auto-invest apps: use “Trend” in the tool · 📍 Auto-invest apps: the local fact in “Trap” · 🔎 Bonds as ballast: read “Lens” before you decide · 🛑 Bonds as ballast: what “Tone” does not decide · Decision checks