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Type of check 3 of 4: open the existing tool and hold Pattern in mind. The atlas states it as Labelled pots.
Money in labelled jars feels different — useful for goals, dangerous when it hides true opportunity cost. Bring Pattern into the tool that is already published. The figure is Labelled pots.
The tool does not need a new scoreboard. For Mental accounting, start from Pattern (Labelled pots) and then read Gift (Goal clarity).
Mark each measure High, Any or Low for what you want. The fit number moves with every mark, and your marks follow you to the next page in this app.
| Measure | Mental accounting | Multi-decade & legacy horizons | You want |
|---|---|---|---|
| Time sensitivity | |||
| Rate sensitivity | |||
| Contribution leverage | |||
| Behaviour risk | |||
| Tax & fee drag | |||
| Horizon fit |
Mark at least one measure to see a fit number.
Scores are the atlas’s 0–100 teaching marks. They are not a live exchange rate or investment advice.
Tick a point once you could explain it in your own words. Ticks stay on this device.
0 of 4 points done
All points done. Next: Open the tool
Type of check 3 of 4: open the existing tool and hold Pattern in mind. The atlas states it as Labelled pots.
Then read Gift: Goal clarity. The tool is a way to see the figure, not a promise that the figure will stay still.
Money in labelled jars feels different — useful for goals, dangerous when it hides true opportunity cost. People search this before they open Mental accounting. The page exists so the search lands on the tool instead of a copied essay.
These figures describe codes, history, or a teaching calculator. They are not a live exchange rate or investment advice. Also note Risk: Irrational silos.
These figures describe codes, history, or a teaching calculator. They are not a live exchange rate or investment advice.
Open the topic: Mental accounting · Open the tool
🔎 AI advice caveats: read “Risk” before you decide · 🛑 AI advice caveats: what “Gap” does not decide · 🛠 Auto-invest apps: use “Trend” in the tool · 📍 Auto-invest apps: the local fact in “Trap” · 🔎 Bonds as ballast: read “Lens” before you decide · 🛑 Bonds as ballast: what “Tone” does not decide · Decision checks